Fire Insurance House
Allianz Smart Home Cover RM158 / year Benefits: - 30% Cheaper From Other Company - Mortgage Loan Installment Cover Up to RM30,000 - RM2,000 Cover For Landlord By Malicious Damaged by Tenant
Etiqa HouseOwner & HouseHolder RM83.78 / year Benefits: - Fire, lightning, and explosion caused by gas used for domestic purposes - Loss of rent - Limit 10% of total sum insured
This insurance protects your building and/or contents. There are three main types of policies which you can buy to protect your home :-
BASIC FIRE POLICY
This policy covers your building and/or contents from loss or damage caused by fire and lightning.
The coverage could also be extended to include special perils e.g. storm and tempest, flood, earthquake etc. The premium rates, wordings, coverage, terms and conditions including clauses and endorsements of a standard fire tariff policy are subject to the Revised Fire Tariff issued by PIAM.
However under Bank Negara Malaysia’s tariff liberalization framework, insurers are also allowed to introduce non tariff fire insurance products with variations in coverage, terms and conditions. Policyholders are advised to refer related enquiries to their agents or insurers.
HOUSEOWNER POLICY
This policy provides additional coverage compared to the basic fire policy for residential properties i.e. private dwellings, condominiums, apartments or flats.
HOUSEHOLDER POLICY
This is a policy to cover your household contents and includes coverage for fatal injury to you as the insured.
Sourced From:
https://www.piam.org.my/consumer/general-insurance-products/personal-lines/fire-house-owner-house-holder/
Disclaimer:
This website is owned and maintained by authorized Corporate Agency.
This website only show surface information about the policy / certificate coverage.
For complete understanding on terms and conditions, please read the policy / certificate wording or consult with us.
We will not be liable jointly or severally for any loss or damage arising in any way you are getting from this website.